DSCR Calculator
Qualify on rental income.
Not your tax returns.
Estimate whether your property's rental income covers the debt service — and by how much.
Loan Details
$125K – $2M
$
%
Income & Expenses
/MONTH
$
/MONTH
$
/MONTH
$
/MONTH
$
Fully Amortizing
P&IWeakDSCR Ratio
0.8650< 1.00
P&I Payment$3,496.07
Insurance$150.00
Taxes$400.00
HOA Dues$0.00
Total Qualifying Pmt$4,046.07
Monthly Rental Income$3,500.00
Interest Only
IOWeakDSCR Ratio
0.9524< 1.00
IO Payment$3,125.00
Insurance$150.00
Taxes$400.00
HOA Dues$0.00
Total Qualifying Pmt$3,675.00
Monthly Rental Income$3,500.00
Next Step
Ready to structure your investment loan?
DSCR programs vary significantly across lenders. A consultation can help you identify the right structure, rate, and program for your property and goals.